fep definition status not updating - Cosolidating loans

When you consolidate multiple student loans or refinance a single student loan, you may receive a lower monthly payment with a reduced interest rate or an extended repayment term.

Keep in mind that extending your repayment term may increase the amount of interest you pay over the life of the loan.

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The borrower and the cosigner share responsibility for ensuring that the loan is repaid.

If financial hardship makes it difficult to remain current on the loan payments, we encourage you to talk to us to see what options are available.

Wells Fargo reserves the right to change rates, terms, and fees at any time.

Your actual APR will depend upon your credit transaction and credit history, and will be determined when a credit decision is made.

Until we notify you that your loans are consolidated, you’ll need to continue making payments on all your separate loans.

loan allows you to consolidate multiple private student loans or refinance a single private student loan.

The cosigner doesn’t have to be a relative; he or she can be any adult who meets the eligibility requirements.

Most borrowers will need a cosigner for this loan to meet credit, employment, and debt-to-income requirements.

However, a cosigner is not required in order to apply.

A cosigner is someone who shares responsibility with the borrower for repaying the loan.

The interest rate depends on your credit profile, and it usually doesn’t change during the life of the loan.

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